Many people are unfortunately not able to appreciate the true value of time. Time is precious, and the truly wealthy don’t waste this precious commodity. Instead, they do their utmost to make the most out of their time. If you want to join them at the top, you need to adopt the same attitude.

1. Today, I let my light shine. I express my unique creativity and am successful in everything I do.
2. I welcome and enthusiastically accept unlimited abundance.
3. My financial abundance overflows today.
4. The presence of joy in my heart releases an abundance of good in my life.
5. I was destined to be prosperous. I have abundance to share and to spare.
6. I have faith that I am being guided in ways that bring amazing results.
7. I fill my mind with the idea of abundance, and abundance manifests in all my affairs.
8. I recognize my true Source and let prosperity pour forth into my every experience.




9. Abundance surrounds me. Today I claim my share.
10. Abundance is limited only by my unconsciousness.
11. My prosperity thoughts create my prosperous world.
12. All that I have ever given is being returned to me in many forms.
13. My life is filled with an abundance of good.
14. With God’s guidance, my life is filled with joyous successes and rich abundance.
15. I release all feelings of lack and limitation and joyfully accept blessings of joy and abundance.
16. Today is rich with opportunities and I open my heart to receive them.
17. Money flows freely and abundantly into my life.
18. Abundance is mine! I give thanks for the unlimited flow of good into my life.
19. Wonderful things happen to me because I live with an attitude of gratitude.
20. Gratitude moves me from perceptions of lack to manifestations of abundance in all facets of my life.
21. I am worthy of all that my heart desires. It is my divine heritage!
22. I am the source of my abundance.
23. I picture abundance for myself and others.
24. I live in an abundant universe. I always have everything I need.
25. I create money and abundance through joy, aliveness, and self-love.
26. I am increasingly magnetic to money, prosperity, and abundance.
27. My beliefs create my reality. I believe in my unlimited prosperity.
28. I deserve abundance.
29. Money flows in my life. I am prosperous.
30. My energy is open and flowing in every area of my life.




31. I always have more money coming in than going out.
32. I allow myself to have more than I ever dreamed possible.
33. I speak of success and prosperity. My words uplift and inspire others.
34. I live in an abundant work. All is perfect in my universe.




35. The universe is safe, abundant, and friendly.
36. I trust my ever-increasing ability to create abundance.
37. I accept prosperity and abundance into my life.
38. I trust that everything comes at the perfect time and in the perfect way.
39. I surrender to my higher good.
40. I am linked with the unlimited abundance of the universe.
41. As I do what I love, money and abundance flow freely to me.
42. I have a wealth of valuable skills and talents.
43. I invite and allow good to come into my life.
44. I am alert to my opportunities and I use them well.
45. I create what I want easily and effortlessly.
46. I am abundantly provided for as I follow my path.
47. I know my value. I honor my worth.
48. All the money I spend enriches society and comes back to me multiplied.
49. All the money I spend and earn brings me joy.
50. I am open to receive.
51. I feel good about all the money I spend.
52. I have abundance in every area of my life.
53. My prosperity prospers others.
54. I send others thoughts of their increased prosperity.
55. My money is a source of good for myself and others.
56. My savings act as a magnet to draw more money.
57. I am financially independent and free.
58. All my money is energy awaiting my command to create good in my life.
59. All my money is working for me to increase my abundance, joy, and aliveness.
60. I choose to live an abundant life.
61. May life cannot be limited. My financial income cannot be limited. Christ in me now frees me from all limitation. I am rich in mind and manifestation now.
62. Ten thousand dollars now comes to me in God’s own way, for my personal use, and I use it wisely.
63. I have a large, steady, dependable, permanent financial income now.
64. I trust the universal spirit of prosperity to provide richly for me now.
65. I give thanks for a quick and substantial increase in my financial income now.
66. I am surrounded by divine substance and this divine substance now manifest for me.
67. I trust in Thee, O God, and Thy righteous law. I know that my own will come to me, and I rest in confidence and peace.
68. I have a wonderful job, with wonderful pay. I render a wonderful service in a wonderful way.




69. I am now open to receive.
70. Life is easy, I have an abundance of whatever I need.
71. I now have surplus, all my needs are being met.
72. I have unlimited abundance.
73. I now give and receive freely.
74. This is a rich universe and there is plenty for all of us.
75. I now live in a rich and loving universe.
76. Money comes to me easily and effortlessly.
77. I am always supplied with whatever I need.
78. I move forward with an expectancy of my greatest good.
79. I look for and receive a bountiful supply.
80. My greatest good is coming to me NOW.
81. I always have more than enough money to meet my needs.
82. Unexpected money simply falls into my lap.
83. God is my Source and Supply for all material and spiritual Substance.
84. I forgive any and all debt owed to me, therefore my thoughts are now completely on abundance.
85. I attract only lucrative, enjoyable and beneficial circumstances.
86. I receive money just by thinking luxuriously.
87. I will always have more than enough money.
88. When I open my mailbox, there is always a check for me.
89. My wallet is bulging with money.
90. I am worthy of receiving abundance.
91. I have wealth in every area of my life.
92. I constantly do everything necessary to establish a positive flow of money in my life
93. My income increases whether I am working, sleeping or playing
94. I’m making oodles and oodles of money
95. I’m making a minimum of $500.00 a week
96. I always have more than enough money to pay my bills.
97. I am prosperous, money flows to me from many sources.
98. I have more than enough money to fulfill all of my needs and desires
99. I make money quickly easily and have fun
100. Money flows to me easily in Avalanches of Abundance.

 To adopt healthy money beliefs, we must first get rid of the limiting money beliefs:

1. Rich people are greedy and dishonest

2. I could become overly dependent on money.

3. It will tarnish my sense of who I am as a person.

4. I’ll become a greedy and uncaring person.

5. I’ll attract the unwanted envy of others.

6. I will do wrong if I become rich

7. I will become a bad man if I have a lot of money

8. It’ll make me stand out and I’ll lose my privacy.

9. If I get rich I’ll abandon my values

10. I can’t be rich and spiritual!

11. If I’m successful, my friends will be jealous and stop liking me

12. I’m no better than my parents, so I shouldn’t make more than they did

13. I might forget what’s truly important and not like the person I’ve become

14. Money is dirty.

15. Money is the root of all evil

16. Money is not spiritual

17. It’s a sin to be rich

18. I am poor but I am a good man

19. I will never have enough money

20. I can’t get ahead

21. I’m not worthy

22. I’ll probably just fail anyway

23. We can’t afford anything we want

24. I’m not smart enough to be wealthy!

25. It is too greedy for me to earn more than ** in a month

26. It is impossible for me to earn so much

27. Friends around me don’t make so much money, so do I

28. Financial success will mean working all the time

29. You have to lie and cheat to get rich

30. It takes too much effort to earn it.

31. Money doesn’t grow on trees!

32. I have to work harder if I want to earn more money!

33. It is greedy/bad/joking to making money easily and effortlessly

34. It is impossible for me to making money effortlessly and easily

35. Getting by is good enough

36. I don’t deserve it.

37. I’m not like those people

38. There is virtue in poverty, and wealthy people are morally bankrupt.

39. Those who have figured out a way to achieve wealth and financial security are just lucky.

40. Only people who have access to large amounts of money from family and friends can be assured financial success

41. There are limits to how one can attain wealth and how much money one can make.

42. Saving money means making money

43. Spending money is far faster than making money

44. I can’t charge too much

45. Never lend money to others

46. I must save money for unexpected things

47. I hate/envy those wealthy people

48. I work to pay for the debt

49. I can’t afford what my wife/someone loves

50. I can’t buy what I like most but the cheapest because I have to save for unexpected.

There is an infinite amount of ways to create wealth. The first step is to TAKE ACTION. Life rewards action. Don’t take your music to your grave - Take Action Now!

Make sure you have clarified and are comfortable with your reasons behind for your wealth quest. Understand the reasons behind your quest for wealth. Is always having the latest gadget part of your wealth definition or is financial freedom? Make sure your core values are yours and don’t come from the advertising world.

You must know how to handle the tax shelters. In the confiscatory tax economy we operate in today, anyone attempting to make important money has to operate with every tax break he can get. There are many of them, and they can be applied in different ways. Be sure you take every advantage of capital gains, investment credits, take part of your rent or house payment as an office expense, as well as your car - get all you can. It’s legal, and it’s necessary if you’re going to build your capital. Make friends with a good tax accountant; he’ll be able to give you many angles that you’ve probably never heard of.

Buy and invest in things that appreciate significantly in value. In other words, learn to buy things that will grow in value fast as time goes on. Such things are for example collectibles, land, real estate, precious metals and stones. Think of the multiplication factor: You pay $10,000 for lot in Brazil, sell it for 40,000 two years later.

You must know how and where to buy for next to nothing - or produce a product from scratch - and then sell at a large profit. With this ability, you can start with $50 or less, and sell it to someone else for much more than you paid for it. Then do it again, and keep on doing it until you have enough money to make substantial investments in other area where your money will grow and prosper. The mark-up pricematter and is the difference between the proce of cost or production and sale.